Auto Purchases and Refinancing Packages available as low as 2.59% Annual Percentage Rate. It's easy to buy or refinance your car. In fact, if you're in the market for a new vehicle but have no time to go from dealer to dealer kicking tires, contact the folks at Palmetto State Auto Group, a service dedicated to helping credit union members find the perfect vehicle!
Fast & Easy Loan Approvals available 24-Hours a day ...7 days a week.
Apply on-line or Toll Free 1-800-295-7535.
Payment Savings Example:
$20,000 loan for 60 months at 5% gives the member a $377.42 monthly payment. Compare this to a $20,000 for 60 months at 8% for $405.53 monthly payment. For present Credit Union Auto Loans refinancing, a minimum of an additional $1,500 must be borrowed and not repaid for 12 months. All vehicles must have $1500.00 in equity according to NADA for this to be an option.
*Certain Conditions Apply. Membership Required. For a Limited Time Only.

The Carolina Collegiate Member Advantage Program at Dick Smith Automotive
Carolina Collegiate is proud to offer you our Member Advantage Program. As a member of Carolina Collegiate you now have access to dealer invoice pricing (minus rebates) on new vehicles and a $1,500 price reduction on pre-owned inventory at any Dick Smith location. View the Dick Smith inventory online and fill out the Carolina Collegiate
loan app online 24/7. Contact your personal vehicle purchasing consultant, Larry Nelson, at 803-957-7760 or 803-414-3187 or email him at
larrynelson@dicksmith.com to schedule your personalized dealership visit.
Carolina Collegiate Partner Dealers:
Dick Smith Nissan
Dick Smith Infiniti
Dick Smith Ford
Dick Smith Mitsubishi - Greenville SC
Dick Smith Hyundai - Greenville SC
Dick Smith Chevrolet - Moncks Corner SC
Dick Smith Nissan - Lexington SC
Jones Buick Pontiac GMC - Sumter SC
Jones Nissan - Sumter SC
Jones Chevrolet Cadillac - Sumter SC
Toyota Center - West Columbia SC
Lugoff Ford Lincoln Mercury - Lugoff SC
Sumter Chrysler Dodge Jeep - Sumter SC
Coastal Chevrolet Cadillac - Myrtle Beach SC
Coastal Nissan - Myrtle Beach SC
Wray Mazda Volkswagen - Columbia SC
Hampton Automotive - Columbia SC
Vic Bailey Honda - Spartanburg SC
New & Used Auto Loans
Click here to view our current rates.
Click here to Apply Online.
Click here to view the vehicle loan calculators.
Get Pre-Approved and Ready to Move
Carolina Collegiate Federal Credit Union makes the car buying process easy and enjoyable. Before you go car shopping, talk to us and get pre-approved. Pre-approval will allow you to shop with more confidence, knowing what you can afford. You'll have access to our knowledgeable loan staff and other valuable resources and information, like our buying guides, that can help you negotiate the best possible deal.
We'll do what it takes to get you in a car. Click here for strategies for fitting a car payment into your budget.
Carolina Collegiate offers up to 100% financing on all new and used auto loans - including tax, tags and extended warranties - for up to 5 years, with no money down.
So before you visit a dealer, give yourself an advantage. Get pre-approved for an Auto Loan through your Credit Union.
Click here to view auto buying links.
Click here for credit information and to order credit reports.
Open End Loan Disclosure