Click here to view our current rates.
Click here to Apply Online.
Click here to view the home loan calculators.

Home equity loans may be used for just about any purpose, including home improvements, vehicles, tuition, bill consolidation, and more. Is addition, interest on these loans may be tax deductible, a benefit that can make a big difference at tax time next year and in the years to come. (Consult your tax advisor.)

Fixed rate Home Equity and Home Equity Lines of Credit Loans are granted based on the available equity in your home. Different interest rates apply for members borrowing up to 85% nf the value of their home including existing mortgages (85% loan-to-value), and those borrowing up to 100% of the value of their home including existing mortgages (100% loan-to-value). At times, home equity loans may be available without closing costs.

Fixed Rate Home Equity

A fixed rate Home Equity Loan lets you borrow up to $150,000 for up to 15 years. Borrow the amount you need and your rate is locked in for the entire term of the loan. For a single purchase, project, or debt reorganizations, the security of a fixed rate home equity loan is very affordable.

Home Equity Line of Credit

Home Equity Lines of Credit establish a variable-rate line of credit based on your available equity. Borrow again and again without reapplying for a new loan. Home Equity Lines of Credit are available from $1,000 to $150,000.

Home Equity Loan (variable disclosure)
Click here for Credit Informatins and to order Credit Reports.
Click here for links to Home Buying and Mortgage Guides
Click here to get insurance quotes online.

Accel Program The newest benefit to our members is the Accel program, a financial education and counseling program available free! Accel counselors are available Monday through Thursday 8 a.m. to 9 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org For more information on how to buy a home click here.