Ynu can apply for a personal line of credit of up to $15,000, then draw on the funds as they are needed. A one-time approval opens the line, which can be used any time. There's no need to apply every time you need money - just tap into your personal line. Lines of credit can be accessed easily by Night Watch, Private Teller, or over the phone. Better yet, there are no fees associated with this service.

Accel Program The newest benefit to our members is the Accel program, a financial education and counseling program available free! Accel counselors are available Monday through Thursday 8 a.m. to 9 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org

Open End Loan Disclosure