Overdraft Protectins is a line of credit attached to a checking account. This line of credit, available with credit limits up to $2,000, protects your checking account from overdrafts and embarrassing non-sufficient funds (NSF) notices and fees. To write yourself a small loan or to cover expenses during an emergency, the overdraft line of credit is a wonderful addition to any checking account.

Accel Program The newest benefit to our members is the Accel program, a financial education and counseling program available free! Accel counselors are available Monday through Thursday 8 a.m. to 9 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org

Open End Loan Disclosure