Carolina Collegiate Federal Credit Union
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Current Loan Rates

Loan Rates
Current Loan Rates
Loan Type Annual Percentage Rate
 
 
Personal Loan/Line of Credit 10.70% to 17.95%
Overdraft Line of Credit 10.70% to 17.95%
New Auto 4.75% to 13.25%
Used Auto 6.25% to 13.75%
New Boats 6.00% to 11.00%
Used Boats 7.00% to 12.00%
New Motorcycle 7.70% to 11.95%
Used Motorcycle 8.70% to 13.75%
Recreation Vehicles 7.25% to 11.50%
85% Home Equity - up to 10 years (2nd Mortgage) 6.00% to 13.75%
90% Home Equity - up to 15 years (2nd Mortgage) 6.25% to 10.25%
   
Home Equity Line of Credit */**

3.25%

 

This table last modified on: 01/28/2010

 

Individual rates based on Member's Credit Worthiness.
Subject to Credit Approval.
Certain Restrictions Apply.

Figure your monthly loan payments using our on-line loan calculator .

For Home Equity disclosure, please visit https://www.carolina.org/loanliner.aspx
The credit union will receive a security interest in the member’s dwelling.  The member should retain a copy of the preliminary disclosures. The member may receive a refund of any fees if the rates change and the member decides not to complete the process. 
On all Home Equity Loans, property insurance is required, and flood insurance may be required. Consult your tax advisor regarding tax deductibility.

* 0% above the Prime Rate published in the Wall Street Journal.

**The rate as of
12/19/08 is 3.25% Annual Percentage Rate(APR). The APR is variable and is subject to change. The maximum APR is 18%. Estimated closing costs are between $300 and $600.

The percentage in regard to Home Equity Loans refers to the Loan to Value ratio.