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Savings Rates

Current Savings Rates

Account	Dividend Rate	APY²	Minimum	Dividend Credited	Statement	Dividend Compounded	Dividend Period
Savings ³	.30	.30	$1.00 Minimum to Open. $25 Minium to Gain Dividend.	Monthly	Quarterly	Daily	Calendar Month
Invest. Plus³	.00	.00	$25.00 Minimum to Open and Gain Dividend	Monthly	Quarterly	Daily	Calendar Month
Invest. Plus - $300³	.00	.00	less than $300.00 Minimum to Gain Dividend	Monthly	Quarterly	Daily	Calendar Month
Invest. Plus - $2000³	.45	.45	less than $2000.00 Minimum to Gain Dividend	Monthly	Quarterly	Daily	Calendar Month
Invest. Plus - $25,000³	.55	.55	less than $25,000.00 Minimum to Gain Dividend	Monthly	Quarterly	Daily	Calendar Month
Invest. Plus- $25,000+³	.75	.75	over $25,000.00 Minimum to Gain Dividend	Monthly	Quarterly	Daily	Calendar Month
Invest. Plus - $90,000+³	1.00	1.00	greater than $90,000.00 Minimum to Gain Dividend	Monthly	Quarterly	Daily	Calendar Month
Regular Checking	.10	.10	$300.00 to avoid service fee. $0 Minimum to Open and Gain Dividend	Monthly	Monthly	Daily	Calendar Month
Benefits Plus Checking	.15	.15	$300.00 to avoid service fee $0 Minimum to Open and Gain Dividend	Monthly	Monthly	Daily	Calendar Month
Christmas Club³	.30	.30	$0 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
Faculty Club and Select Savings	.30	.30	$0 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
Young Scholars Club	.30	.30	$0 Minimum to Open and Gain Dividend	Monthly	Quarterly	Monthly	Calendar Month
IRA Share	.30	.30	$0 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
Share Certificate-3 Months	.90	.90¹	$1,000.00 Minimum to Open and Gain Dividend	At Maturity	Quarterly	At Maturity
Share Certificate-6 Months	1.05	1.05¹	$1,000.00 Minimum to Open and Gain Dividend	At Maturity	Quarterly	At Maturity
Share Certificate-12 Months	1.39	1.40¹	$500.00 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
Share Certificate-18 Months	1.44	1.45¹	$500.00 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
Share Certificate-24 Months	1.64	1.65¹	$500.00 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
Share Certificate-30 Months	1.79	1.80¹	$500.00 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
IRA Share Certificate-18 Months	1.44	1.45¹	$500.00 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
IRA Share Certificate-24 Months	1.64	1.65¹	$500.00 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
IRA Share Certificate-30 Months	1.79	1.80¹	$500.00 Minimum to Open and Gain Dividend	Quarterly	Quarterly	Quarterly	Calendar Quarter
Money Market	.55	.55	$5,000.00 Minimum to Open and Gain Dividend	Monthly	Monthly	Monthly	Monthly
Money Market	.65	.65	$10,000.00 Minimum to Gain Dividend	Monthly	Monthly	Monthly	Monthly
Money Market	.80	.80	$25,000.00 Minimum to Gain Dividend	Monthly	Monthly	Monthly	Monthly

This table last modified on: 01/28/2010