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ATM and Debit Card Choices | Check 21
A checking account with Carolina Collegiate Federal Credit Union offers many conveniences. These include duplicate checks for easy record keeping and an easy-to-read, monthly statement listing all transaction activity.
BETTER THAN FREE Benefits Plus Checking:
 Exciting Benefits Include:
- No Minimum Balance
- No per check charges
- Interest Bearing Checking
- Free Interactive Online Account Service
- Free 24/7 Member Service call Center
- Free E-Statements
- Free E-Notices
- Free Bill Payment Service
- Free Check Card/Debit Card
- Free Travelers Cheques and Money Orders
- Free Nationwide Surcharge Free ATM network
- Free Cashiers checks
- Free Automatic Transfers
- Free Transfer form Overdraft Protection
- Unlimited ATM usage
- $5 safe Deposit Box discount
- $5 Wire Transfer Discount
- .25 % Discount on consumer loan rates (exclusions may apply)
*Savings of over $100 per yr. (60 month $15,000. loan at 6%)
- .25 % Rate Addition to new Certificates
Additional earnings of over $25 yr. ($10, 0000. for 1yr. @ 3.16 %)
- Courtesy Pay overdraft protection
- Identity Theft Restoration Service
- All Benefits Plus national and local benefits
- $5.00 monthly membership fee
Regular Checking
- $300.00 minimum daily balance
- If balance falls below $300.00, $5.00 monthly service fee will be charged
- No per check charges
- Monthly dividends
No Minimum Checking
- No minimum balance required
- No per check charges
- No monthly service charge fees
Prestige Checking
- Take advantage of our free check offer if you are 50 years of age or older.
Money Market Checking
This high-yielding money management account offers an above average return on your invested dollars without tying up your funds. A minimum deposit of $5,000.00 is required to open a Money Market Checking Account, and your funds are easily accessible through personalized checks, NightWatch, and Private Teller services. Your Money Market Checking Account earns monthly dividends based on the account daily balance.
Limit 6 withdrawals per month.
Benefits Plus Money Market Account
- All Benefits Plus benefits and services
- Additional .25% on Balances
- $5.00 monthly membership fee
Young Scholar's Club
Your younger-than-eighteen year old can experience the benefits and responsibilities of this special checking account...and a debit card! This account which is linked to the adult guardian account offers many advantages:
- Free Debit Card
- On-line account access
- Inter-account transfer ability
- Automatic allowance transfers
- Education and experience for your child!
Account Benefits
- Free Notary Service
- Free Travelers Checks
- Overdraft Protection from savings and loans
- This service allows funds from savings or a loan to automatically transfer to checking should the account inadvertently be overdrawn.
- Free Direct Deposit
- ATM Service (6 withdrawals per month at no charge, $1.00 each over 6)
- Member of Star, Cirrus, Avail ATM Networks (Surcharges may apply)
- Free Night Watch Access
- Free Private Teller Access
- Free Visa Debit Card with approval
- Free checks to Members 50 and older
- No Surcharge ATM Network
Courtesy Pay
Courtesy Pay is a new service that adds a measure of protection to your personal checking account. Courtesy Pay may cover your insufficient funds checks, up to your approved limit, for one low fee per covered overdraft transaction. That means, instead of returning a check to the merchant because of insufficient funds, the credit union may pay your check, saving you additional charges from the merchant collection companies, in addition to the credit union's insufficient fund fee. It saves you the embarrassment an inadvertent overdraft can cause. It also helps protect your credit rating.
Click here for more information on Courtesy Pay.
Choose one of these exciting, colorful designs for your plastic card. You're sure to find something that suits your style in the Card Collection.... something you'll be proud to carry and proud to use.
Click here for more
-ATM Cards
-VISA Debit Cards
-VISA Photo ID Debit Cards
Click the link below to find more information on Check 21 and how it will effect you.
Check 21 Disclosure Brochure [PDF Format]
Click Here for Checkbook Management Information
Click here to apply.
Click here for Current Rates
Click here for Account Disclosure
What do I do if my checkbook is lost or stolen?
What do I do if my ATM, Debit, or Credit card is lost or stolen?
What do I do if I forgot my PIN for Private Teller, Payment Link, E-Statements, ATM, or Debit Card?
When a check is not a check? - A consumer guide to electronic check conversion.
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